Last Revised: April 19, 2012
You may not use contact information provided on the Website for unauthorized purposes, including solicitations and marketing.
2. ADDITIONAL POLICIES. Please review the additional terms and policies listed below, which may also govern your relationship with us:
3. USE OF MATERIALS ON THIS WEBSITE AND INTELLECTUAL PROPERTY RIGHTS. The phrase Pro Fund Accounting, Cogitate, and the products and services described in this Website are either registered or unregistered trademarks, trade names, or service marks, trade dress, or copyrighted material of Cogitate and its licensors, or are the property of their respective owners. These marks and copyrights may not be copied, imitated, or used, in whole or in part, without the express prior written permission of Cogitate or their respective owners, and then only with the proper acknowledgments.
In addition, page headers, custom graphics, button icons, and scripts may be service marks, trademarks, or trade dress of Cogitate, and may not be copied, imitated, or used, in whole or in part, without our prior written permission. Nothing on this Website shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the Website without the owner’s prior written permission, except as otherwise described herein.
You may access, copy, download, and print the material contained on this Website for your personal and non-commercial use, provided you do not modify or delete (including through selectively copying or printing material) any copyright, trademark, or other proprietary notice that appears on the material. Any other use of content on this Website, including but not limited to the modification, distribution, transmission, performance, broadcast, publication, uploading, licensing, reverse engineering, transfer or sale of, or the creation of derivative works from, any material, information, software, products or services obtained from the Website, or use of the Website is expressly prohibited.
Cogitate reserves all rights not expressly granted in and to the Website and its content. This Website and all of its content, including but not limited to text, design, graphics, interfaces and code, and the selection and arrangement thereof, is protected as a compilation under the copyright laws of the United States. The material on this Website is provided to you under a limited license that is revocable at any time, and we reserve the right, without notice and in our sole discretion, to terminate your license to use this Website and to block or prevent future access to and use of this Website, subject to the EULA.
4. SUBMISSIONS AND POSTINGS. To the extent that we allow submissions on our Website, you acknowledge that you are responsible for any material you may submit via the Website, including the copyright, legality, reliability, appropriateness, and originality of any such material.
You represent and warrant (and Cogitate expressly relies on your warranty) that you (i) own or otherwise control all the rights to the content you post or that such items are known to you to be in the public domain; (ii) that the content is accurate; (iii) that use of the content you supply does not violate any provision herein and will not cause injury to any person or entity; (iv) that the content is not defamatory or otherwise trade libelous; (v) does not violate any law, statute, ordinance or regulation; and (vi) that you will indemnify Cogitate harmless for all claims resulting from content you supply, including arising from an action alleging infringement of copyright or other proprietary rights in such work.
We undertake no duty to determine the validity of any claim of copyright or trademark infringement. Upon receiving written notice to Cogitate that any item posted on this Website is believed to infringe a copyright or other proprietary right, we will remove said work. We make no warranty as to the currency, operability, or fitness for any particular purpose of any information posted to this Website, and we will assume no liability for any losses or damages alleged to arise from use of or reliance on such information.
We are under no obligation to post, forward, transmit, distribute or otherwise provide any material available on this Website, including material you provide to us. We have an absolute right to remove any material from the Website in our sole discretion at any time.
5. CONDUCT ON THE WEBSITE.
5.3 Restricted Activities. In connection with your use of our Website, the Cogitate Services, or in the course of your interactions with us, you will not:
(b) Violate any law, statute, ordinance, or regulation (for example, those governing protected health information);
(d) Act in a manner that is defamatory, trade libelous, threatening or harassing;
(e) Provide false, inaccurate or misleading information;
(f) Take any action that imposes an unreasonable or disproportionately large load on our infrastructure; facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information; use an anonymizing proxy; use any robot, spider, other automatic device, or manual process to monitor or copy our Website without our prior written permission; or use any device, software or routine to interfere or attempt to interfere with our Website or the Cogitate Services; use any device or other means to harvest information about other users;
(g) Take any action that may cause us to lose any of the services from our Internet service providers, payment processors, or other suppliers; or
(h) Use frames or framing techniques to enclose any portion of this Website without express prior written consent of Cogitate.
5.4 Prohibited Content. You hereby agree to not upload, distribute, or otherwise publish through this Website any content that (i) is unlawful, libelous, defamatory, obscene, pornographic, harassing, threatening, invasive of privacy or publicity rights, fraudulent, defamatory, abusive, inflammatory, or otherwise objectionable; (ii) is confidential, proprietary, incorrect, infringing on intellectual property rights; (iii) may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law; or (iv) may contain software viruses, chain letters, mass mailings, or any form of “spam.” You may not use a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content.
6. HYPERLINKS AND THIRD PARTY WEBSITES. This Website may contain links to other websites. These links are provided as a convenience to you and as an additional avenue of access to the information contained therein. We are not responsible for the content of those or any other websites or any products or services that may be offered through those or any other websites and do not endorse such content, goods or services.
We have no control over third party websites and make no claim or representation regarding such websites. We accept no responsibility for, the quality, content, nature, or reliability of any websites accessible by hyperlink from this Website, or websites linking to this Website.
Different terms and conditions may apply to your use of any linked sites. Cogitate is not responsible for any losses, damages or other liabilities incurred as a result of your use of any linked sites. Visitors to such third party websites should refer to such websites’ respective privacy policies, and terms and conditions.
7. INFRINGEMENT NOTICE. We respect the intellectual property rights of others and request that you do the same. If you believe your copyright or the copyright of a person on whose behalf you are authorized to act has been infringed, you may notify our legal department:
Attn: Legal – Infringement Claim
PO Box 980685
Ypsilanti, Michigan 48198
To be effective, your notification must be in writing, include your contact information, and include: (a) signature of a person authorized to act; (b) identification of the copyrighted work claimed to have been infringed; and (c) identification of the material that is claimed to be infringing including references to the location of the material on this Website.
9.1.1 YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE RESERVE THE RIGHT TO RESTRICT OR TERMINATE YOUR ACCESS TO THE WEBSITE OR ANY FEATURE OR PART THEREOF AT ANY TIME, SUBJECT TO THE EULA.
9.1.2 COGITATE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTIES THAT MATERIALS ON THE WEBSITE ARE NON-INFRINGING, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSE OF DEALING; THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT, SUBJECT TO THE EULA, THE WEBSITE WILL BE SECURE; OR THAT INFORMATION ON THE WEBSITE WILL BE COMPLETE, ACCURATE OR TIMELY.
9.1.3 IF YOU DOWNLOAD ANY MATERIALS FROM THIS SITE, YOU DO SO AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIALS.
9.1.4 NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM COGITATE OR THROUGH OR FROM THE WEBSITE SHALL CREATE ANY WARRANTY OF ANY KIND. COGITATE DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE.
9.1.5 In certain jurisdictions, the law may not permit the disclaimer of warranties, so the above disclaimer may not apply to you.
9.2 Limitation of Liability.
9.2.1 YOU ACKNOWLEDGE AND AGREE THAT YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE. YOU ACKNOWLEDGE AND AGREE THAT ANY INFORMATION YOU SEND OR RECEIVE DURING YOUR USE OF THE WEBSITE MAY NOT BE SECURE AND MAY BE INTERCEPTED BY UNAUTHORIZED PARTIES. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK AND THAT THE WEBSITE IS MADE AVAILABLE TO YOU AT NO CHARGE.
9.2.2 YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER COGITATE NOR ITS AFFILIATES, SUPPLIERS OR THIRD PARTY CONTENT PROVIDERS WILL BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO THE WEBSITE, OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THIS WEBSITE OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF COMMUNICATIONS YOU SEND TO US, OR THE DELAY OR INABILITY TO USE THE WEBSITE, OR FOR ANY INFORMATION, PRODUCTS OR SERVICES ADVERTISED IN OR OBTAINED THROUGH THE WEBSITE, OR REMOVAL OR DELETION OF ANY MATERIALS SUBMITTED OR POSTED ON THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF COGITATE, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. Some states do not allow the exclusion or limitation of incidental or consequential damages so the above limitation or exclusion may not apply to you.
9.2.3 THIS DISCLAIMER APPLIES, WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECTS, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUSES, FILE CORRUPTION, COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEM OUTAGE, YOUR LOSS OF PROFITS, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, LOSS OR USE OF ANY RECORD OR DATA, AND ANY OTHER TANGIBLE OR INTANGIBLE LOSS.
While we recognize that it is possible for you to obtain access to this Website from any jurisdiction in the world, and we have no practical ability to prevent such access, this Website has been designed to comply with the laws of the State of Michigan of the United States. If any material on this Website, or your use of the Website, is contrary to the laws of the place where you are when you access it, the Website is not intended for you, and we ask you not to use the Website. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.